我國農業保險發展困境及其對策研究
摘 要:隨着地震、山洪等自然災害發生的越來越頻繁，社會對農業保險的需求越來越大，然而我國現有的`農業保險公司卻寥寥無幾。本文透過對我國農業保險經營模式的分析，提出了在制度、機構等方面組建國家政策性農業保險公司、制定農業保險法及其相關的配套管理條例、實行巨災風險證券化、建立和完善巨災風險基金和再保險體系等建議，力求爲我國農業保險困境提出若干解決方法。
關鍵詞:農業保險；巨災；農業保險經營模式
On research of Chinas agricultural insurance development difficulties and Countermeasures
Abstract：Along with natural disaster ,the earthquake and mountain torrent happed frequently, agricultural insurance demand has been increased quickly in our society , however , the agricultureinsurance company of our country is rather small. According to the analysis about agricultural insurance management pattern, we put ahead some suggests,for example, set up national agriculture insurance company, formulate agriculture insurance law and relative act,change great disaster risk negotiable securities, at the same time, establish the great disaster venture capital and make it better, in order to give a number of solutions for Chinas agriculture insurance.
Keywords: Agricultural insurance; Great disaster; Agricultural insurance management pattern
