我們都知道做在商業活動中，不打無準備之仗，所以一個項目或者產品能否成功，第一步就是要有商業計劃，也就是business plan.在開始對話之前，我們先來了解一下和商業計劃有關的英語常識:
1) Business Plan: a formal document containing the main ideas about a business project, sometimes called a Business Proposal
商業計劃，一份正式的檔案，包括關於商業項目的主要構想，有時也叫做商業提案
The general manager of our company has asked me to write a business plan that we can show the bank.
我們公司的總經理要我寫一份向銀行出示的商業計劃。
2) Motza: a large amount of money
一大筆錢
My best friend won a motza in the China Sports Lottery.
我最好的朋友買中國運動獎卷中了很多錢。
3) Secret: something that you cannot tell anyone else
祕密，不能告訴別人的事
I will tell you my new boyfriend's name, but it's a secret so you can't tell anyone - even your best friend!
我會告訴你我新男友的名字，可這是祕密，你不能告訴別人，連你最好的朋友也不行。
4) Market Research: analyzing consumer behavior and then writing a report on it
市場調查，分析顧客行爲然後寫一份相關的報告
Market research helps you understand what your customers want and how much they will pay.
市場調查能幫你瞭解用戶的需求以及他們的消費標準。
5) Budget: a report of how much money came in and went out of a company
預算，關於公司收入支出的報告
Accountants are always busy at the end of each month because they have to finish the budgets for the managers.
會計人員在月底的時候都很忙，因爲他們必須爲經理們做好預算。
6) IPO: Initial Public Offering
上市股
Showing your business plans to investors and asking them to put money into your company.
向投資商提供你的商業計劃，要他們投資你的公司。
下面我們來學習一下和business plan相關的英語對話:
Steve: Mike, what do you know about writing a business plan?
Mike: Plenty. What type of plan are you writing?
Steve: Well, I have this great new idea that I think will make a motza.
Mike: Want to let me in on the secret?
Steve: Not yet my friend but I would like your help in writing the business plan.
Mike: Well, the main things you should include are an outline of your idea, your market research and your budgets.
Steve: Oh, I didn't realize that it would be so much work. Is there a quick way instead?
Mike: If you ask someone to invest in your business, they will want all of that type of information.
Steve: I've heard a lot about IPO's recently. They seem like an easy way to get rich.
Mike: Steve you really have a lot to learn about business. I would be happy to help, but I want a percentage of your profits.
Steve: No wonder people call you 'Mr Ten Percent'. Teach on buddy.
斯蒂夫：麥克，你知道怎麼寫商業計劃嗎？
麥克：很熟，你要寫什麼樣的計劃？
斯蒂夫：我有個很好的方案，我想可以賺大錢。
麥克：能向我透露透露嗎？
斯蒂夫：還不行，朋友，可我想讓你幫我寫這個商業計劃。
麥克：你主要應該介紹的是你方案的大綱、你的'市場調查和你預算。
斯蒂夫：噢，我沒想到要做這麼多工作。有沒有快一點兒的方法。
麥克：如果你想要別人投資你的生意，他們會要所有的這類資訊。
斯蒂夫：最近我聽說過很多關於IPO（Initial Public Offering上市股）的事。看起來這是一條發財的捷徑。
麥克：斯蒂夫，關於生意你要學的還多着呢。我很願意幫你，可我要利潤的提成。
斯蒂夫：怪不得人們叫你“百分之十先生”。繼續教吧，夥計。